Leverage the equity in your home to fuel your business — without giving up ownership or taking on high-cost financing. Low rates, flexible draws, and big limits.
A Business Purpose HELOC lets you tap into the equity of your primary residence or investment property — but use those funds exclusively for business purposes. It combines the low rates of a home equity product with the flexibility of a revolving credit line.
You draw only what you need, when you need it. You only pay interest on what you've actually drawn — not your full credit limit. As you repay, your credit replenishes and you can draw again.
This is one of the most cost-effective funding tools available to business owners who have built home equity. Rates are significantly lower than traditional business financing.
You've built equity in your home and want to put it to work for your business without a high-cost loan.
You want the lowest possible rate. HELOC rates are typically far below business term loan rates.
You need flexible, revolving access to capital — not a one-time lump sum — for inventory, payroll, or growth.
Free to apply. No hard credit pull. An advisor will walk you through every step.