Privacy Policy

This Privacy Policy applies to unitedlendingsource.com and any related HeyFunder-branded pages ("Website"), which are owned and operated by United Lending Source LLC DBA HeyFunder ("HeyFunder," "we," "us," or "our"). This policy explains how we collect, use, and protect the personal and business information you provide when using our Website or applying for financing.

General Acceptance

Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature. Information submitted through our Website is warranted by the applicant to be true, correct, and complete.

Information We Collect

Federal law requires all financial institutions and financing arrangers to obtain, verify, and keep records of information pertaining to each individual and business that seeks a business loan or related services. We may collect:

• General contact information (name, phone, email, address)
• Financial information: bank statements, business revenue, payment history, bank account information, and Federal Tax ID number
• Social Security number (for identity verification)
• Business information: company name, type, size, address, years in business, annual revenue
• Internet and network activity: IP address, browser type, pages visited on our Website
• Geolocation data, if enabled on your device

Application Authorization

Each business owner or officer identified in an application acknowledges and agrees that: (1) all information and documents provided to United Lending Source LLC DBA HeyFunder are true, accurate, and complete; (2) the applicant will immediately notify HeyFunder of any material change in such information or financial condition; (3) the applicant authorizes HeyFunder to disclose information and documents to third-party funding sources, assignees, and partners involved in the facilitation of financing; (4) recipients are authorized to request credit reports, bank verifications, and any other information deemed necessary; (5) this application is for business and not for consumer purposes.

Use of Information

Information collected through our Website and application process is used to:

• Verify your identity and conduct necessary due diligence
• Process your financing application and identify products you may qualify for
• Communicate with you regarding your application, account, and available services
• Provide customer service and respond to inquiries
• Send marketing communications (with your consent)
• Conduct research and analytics to improve our services
• Comply with legal and regulatory obligations

Privacy & Third-Party Sharing

We do not sell your personal information to third parties for monetary compensation. We may share your information with trusted business partners, licensed funding sources, and service providers solely for the purpose of processing your application and delivering our services. These partners are authorized to use your information only as necessary to provide such services.

We may also disclose your information as required by law, including in response to a subpoena, court order, or governmental request, or when we believe disclosure is necessary to protect our rights, prevent fraud, or ensure the safety of others.

We will retain your information for as long as your account is active or as reasonably necessary for commercial and legal purposes.

SMS Terms & Conditions

All SMS communications are managed by United Lending Source LLC DBA HeyFunder. No mobile information will be shared with third parties for marketing or promotional purposes, including your opt-in data and consent. SMS communications are designed for direct correspondence with opted-in contacts to provide application updates, appointment reminders, and service notifications. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. For assistance, reply HELP. HeyFunder is not liable for delayed or undelivered messages due to carrier limitations.

Email Terms & Conditions

All email communications are managed by United Lending Source LLC DBA HeyFunder. No email information will be shared with third parties for marketing or promotional purposes. Email campaigns are designed for direct correspondence with opted-in contacts regarding application status, service updates, and account notifications. You may opt out of email communications at any time by replying STOP or clicking the unsubscribe link in any email.

California Residents — CCPA Notice

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA):

• Right to Know — Request information about categories and specific pieces of personal data we collect, use, and share.
• Right to Delete — Request deletion of your personal information, subject to certain exceptions.
• Right to Correct — Request correction of inaccurate personal information.
• Right to Opt-Out — Direct us not to sell or share your personal data with third parties.
• Right to Non-Discrimination — We will not discriminate against you for exercising your CCPA rights.

To submit a request or opt out of data sharing, email us at info@unitedlendingsource.com. We may verify your identity before processing your request.

Security

HeyFunder takes the security of your personal and business information seriously. Data submitted through our Website is transmitted using SSL/TLS encryption to protect your information in transit. We maintain appropriate physical, electronic, and procedural safeguards to protect your data.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

United Lending Source LLC DBA HeyFunder
Email: info@unitedlendingsource.com
Phone: (000) 000-0000