Retail &
E-Commerce Funding
Inventory gaps, missed peak seasons, new location dreams — HeyFunder keeps retail businesses stocked, staffed, and scaling. Online or brick-and-mortar, we fund it all.
"I needed $60,000 for holiday inventory by October 1st. My bank said 6-8 weeks. HeyFunder funded me in 2 days. That holiday season was my best ever — I tripled my usual revenue. Now I fund every single year before the holidays."
Inventory is your lifeblood.
We understand retail runs on product. Get capital to buy at volume, ahead of season, without draining your cash reserves.
Seasonal timing is everything.
Holiday, back-to-school, summer launches — we fund before your peak so you're never understocked when customers show up.
E-commerce retailers fully welcome.
Shopify, Amazon FBA, Etsy, your own site — online revenue qualifies exactly the same as in-store revenue.
Revolving credit for repeat use.
Our Line of Credit is built for retail: draw for inventory, repay from sales, draw again. Revolves with your business cycle.
Real ways to put this funding to work
Click any scenario to apply — every one of these is something we fund every week.
Seasonal Inventory
Stock up before Black Friday, Christmas, or Back-to-School. Never miss a sale because shelves are empty.
Apply →Holiday Season Prep
Fund inventory, seasonal hires, store decor, and holiday marketing all at once so you're fully ready.
Apply →Amazon FBA & E-Commerce Scale
Fund Amazon inventory, Shopify ad spend, warehouse space, or fulfillment upgrades.
Apply →Second Store Build-Out
New location — lease deposit, fixtures, initial inventory, signage, POS, staff. We fund the whole thing.
Apply →Marketing & Customer Acquisition
Google Shopping, Meta ads, influencer campaigns — fund the marketing that drives traffic and conversions.
Apply →Store Renovation & Upgrade
Refresh your layout, upgrade your POS, improve lighting and displays to lift conversion and average ticket.
Apply →No obligation · Advisor calls in 2 hours
From application to funded — in as little as 24 hours
Apply in 5 Min
Fill out our quick online form. No hard credit pull to get started.
Advisor Reviews
A real HeyFunder funding specialist reviews your file and calls you shortly.
Pick Your Offer
We review your file and present your best funding options. You choose what works — no pressure.
Get Funded
Funds deposited directly to your business bank account. Often same day.
Questions from Retail owners like you
Still have questions? Your advisor will answer everything on the call.
Grow your retail business with HeyFunder.
Apply in 5 minutes. A real advisor calls you shortly.